:root{
  --ink:#101614; --ink-2:#3d4642; --ink-3:#6c756f;
  --paper:#fbfaf7; --card:#ffffff; --line:#e4e1da; --line-2:#eeebe5;
  --brand:#0d5c4a; --brand-2:#13836a; --sand:#f3efe7; --accent:#b4703a;
  --max:1160px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65;font-size:16.5px;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--max);margin:0 auto;padding:0 28px}
a{color:inherit;text-decoration:none}

/* nav */
header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{font-weight:700;letter-spacing:.14em;font-size:15px;text-transform:uppercase}
.logo span{color:var(--brand)}
.nav ul{display:flex;gap:26px;list-style:none;font-size:14px;color:var(--ink-2)}
.nav ul a:hover{color:var(--brand)}
.nav .cta{background:var(--brand);color:#fff;padding:10px 18px;border-radius:6px;font-size:14px;font-weight:600}
.nav .cta:hover{background:var(--brand-2)}

/* hero */
.hero{padding:84px 0 64px;border-bottom:1px solid var(--line)}
.kicker{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent);font-weight:700;margin-bottom:18px}
.hero h1{font-size:52px;line-height:1.08;letter-spacing:-1.2px;font-weight:700;max-width:20ch}
.hero h1 em{font-style:normal;color:var(--brand)}
.hero p.sub{margin-top:22px;font-size:19px;color:var(--ink-2);max-width:56ch}
.hero .actions{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}
.btn{display:inline-block;padding:14px 24px;border-radius:6px;font-weight:600;font-size:15px}
.btn.primary{background:var(--brand);color:#fff}
.btn.primary:hover{background:var(--brand-2)}
.btn.ghost{border:1px solid #cfcbc1;color:var(--ink)}
.btn.ghost:hover{border-color:var(--brand);color:var(--brand)}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:38px}
.chip{font-size:13px;color:var(--ink-2);background:var(--sand);border:1px solid var(--line);padding:7px 13px;border-radius:20px}

/* sections */
section{padding:66px 0;border-bottom:1px solid var(--line-2)}
.sec-k{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-3);font-weight:700;margin-bottom:14px}
h2{font-size:33px;line-height:1.2;letter-spacing:-.6px;max-width:26ch;margin-bottom:18px}
h2.sm{font-size:26px}
.lead{font-size:17.5px;color:var(--ink-2);max-width:66ch;margin-bottom:26px}

.three{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-top:8px}
.three > div{background:var(--card);padding:26px 24px}
.three h3{font-size:16px;margin-bottom:10px}
.three h3 span{display:block;font-size:12px;color:var(--accent);letter-spacing:.16em;text-transform:uppercase;margin-bottom:8px}
.three ul{list-style:none;font-size:14.5px;color:var(--ink-2)}
.three li{padding:4px 0;border-bottom:1px dashed var(--line-2)}
.three li:last-child{border:none}

table{width:100%;border-collapse:collapse;font-size:14.5px;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
th{background:var(--sand);text-align:left;padding:12px 14px;font-size:12.5px;letter-spacing:.04em;font-weight:700;border-bottom:1px solid var(--line)}
td{padding:11px 14px;border-bottom:1px solid var(--line-2);color:var(--ink-2)}
tr:last-child td{border-bottom:none}
td b{color:var(--ink)}
.num{font-variant-numeric:tabular-nums;color:var(--brand);font-weight:600}

.note{margin-top:18px;background:#fff8ec;border:1px solid #f0dcbd;border-left:3px solid var(--accent);border-radius:0 8px 8px 0;padding:14px 18px;font-size:14.5px;color:#6b4a20}

blockquote{margin:28px 0;padding:26px 28px;background:var(--brand);color:#fff;border-radius:10px;font-size:20px;line-height:1.5}
blockquote small{display:block;margin-top:12px;font-size:13px;opacity:.75;letter-spacing:.04em}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:10px}
.step{border-top:2px solid var(--brand);padding-top:16px}
.step .n{font-size:12px;color:var(--accent);font-weight:700;letter-spacing:.14em}
.step h4{font-size:15.5px;margin:6px 0 8px}
.step p{font-size:14px;color:var(--ink-2)}

.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;font-size:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--brand);font-weight:700}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:12px;font-size:15px;color:var(--ink-2)}

/* form */
.form{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:30px 32px;display:grid;grid-template-columns:1fr 1fr;gap:16px 20px}
.form .full{grid-column:1/-1}
.form label{display:block;font-size:13px;font-weight:600;margin-bottom:6px;color:var(--ink-2)}
.form input,.form select,.form textarea{width:100%;padding:11px 13px;border:1px solid #d8d3c9;border-radius:6px;font-size:15px;background:#fdfcfa;font-family:inherit}
.form textarea{min-height:90px;resize:vertical}
.form button{grid-column:1/-1;background:var(--brand);color:#fff;border:none;padding:15px;border-radius:6px;font-size:15.5px;font-weight:600;cursor:pointer}
.form button:hover{background:var(--brand-2)}
.form .hint{grid-column:1/-1;font-size:13px;color:var(--ink-3)}

footer{padding:44px 0;font-size:13.5px;color:var(--ink-3)}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:26px}
footer b{color:var(--ink);display:block;margin-bottom:8px}
footer a:hover{color:var(--brand)}
.badge{display:inline-block;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;background:var(--sand);border:1px solid var(--line);padding:4px 9px;border-radius:4px;margin:0 6px 6px 0}

@media(max-width:900px){
  .hero h1{font-size:36px}
  .three,.steps{grid-template-columns:1fr}
  .form{grid-template-columns:1fr}
  .nav ul{display:none}
  h2{font-size:26px}
}

/* ---------- inner pages ---------- */
.crumb{font-size:12.5px;color:var(--ink-3);letter-spacing:.04em;padding:22px 0 0}
.crumb a:hover{color:var(--brand)}
.page-head{padding:26px 0 44px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:40px;line-height:1.14;letter-spacing:-.9px;max-width:24ch}
.page-head p{margin-top:18px;font-size:18px;color:var(--ink-2);max-width:64ch}
.page-head .actions{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}

.split{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;align-items:start}
.prose{max-width:none}
.prose h2{font-size:26px;margin:42px 0 14px;letter-spacing:-.4px;max-width:none}
.prose h3{font-size:18px;margin:28px 0 10px}
.prose p{margin:14px 0;font-size:16.5px;color:var(--ink-2)}
.prose ul,.prose ol{margin:14px 0 14px 22px;color:var(--ink-2);font-size:16.5px}
.prose li{margin:7px 0}
.prose strong{color:var(--ink)}
.prose table{margin:22px 0}

.aside{position:sticky;top:92px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}
.aside h4{font-size:15px;margin-bottom:10px}
.aside p{font-size:14px;color:var(--ink-2);margin-bottom:14px}
.aside .btn{display:block;text-align:center;font-size:14.5px;padding:12px}
.aside ul{list-style:none;margin-top:16px;font-size:13.5px;color:var(--ink-3)}
.aside li{padding:6px 0;border-top:1px dashed var(--line-2)}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:26px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:22px;transition:.15s}
.card:hover{border-color:#c9c3b6;transform:translateY(-2px)}
.card .k{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);font-weight:700}
.card h4{font-size:16.5px;margin:8px 0 8px}
.card p{font-size:14px;color:var(--ink-2);margin:0}
.card a.more{display:inline-block;margin-top:12px;font-size:13.5px;color:var(--brand);font-weight:600}

.pill-row{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}
.pill{font-size:12.5px;border:1px solid var(--line);background:var(--sand);color:var(--ink-2);padding:5px 11px;border-radius:20px}

.cta-band{background:var(--brand);color:#fff;border-radius:12px;padding:34px 36px;display:flex;justify-content:space-between;align-items:center;gap:24px;margin:40px 0}
.cta-band h3{font-size:23px;letter-spacing:-.4px;line-height:1.3}
.cta-band p{font-size:14.5px;opacity:.82;margin-top:8px}
.cta-band .btn{background:#fff;color:var(--brand);flex:0 0 auto}

.dl{display:flex;justify-content:space-between;align-items:center;gap:16px;border-bottom:1px solid var(--line);padding:16px 0;font-size:15px}
.dl span{color:var(--ink-3);font-size:13.5px}
.dl a{color:var(--brand);font-weight:600;font-size:14px;white-space:nowrap}

@media(max-width:960px){
  .split{grid-template-columns:1fr}
  .aside{position:static}
  .cards{grid-template-columns:1fr}
  .page-head h1{font-size:30px}
  .cta-band{flex-direction:column;align-items:flex-start}
}